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标题: [讨论] 据说BOA, JPM开始进行贷款饶恕活动, 很不公平啊 [打印本页]

作者: not4weak 时间: 2011-7-3 12:47 标题: 据说BOA, JPM开始进行贷款饶恕活动, 很不公平啊

Bank of America and Chase inherited their portfolios of option ARMs when they bought troubled lenders during the housing crash.

Chase, which declined to comment on its program, got $50 billion in option ARM loans when it bought Washington Mutual in 2008. The lender, which said last fall that it had dealt with 22,000 option ARM loans with an unpaid principal balance of $8 billion, still has $33 billion of them in its portfolio.

Bank of America acquired a portfolio of 550,000 option ARMs from its purchase of Countrywide Financial in 2008. The lender said more than 200,000 had been converted to more stable mortgages.

The banks say cutting mortgage balances would be unfair to borrowers who remain current as well as impractical because so many loans are securitized into pools owned by investors. Bank of America’s chief executive, Brian T. Moynihan, told the attorneys general in April that cutting principal for current borrowers would send the wrong message to all those who have struggled to pay their bills. His counterpart at Chase, Jamie Dimon, bluntly said it was “off the table.”

鼓励胆子大的, 借了就可以不需要还了.

作者: ringshell 时间: 2011-7-3 13:41

有这么好的事

作者: aimei 时间: 2011-7-3 21:23

why both up?
So the Mortgage Insurer has to pay it?
OMG
What the hell

作者: 看彩云伴海鸥 时间: 2011-7-3 21:43

Bank of America and Chase inherited their portfolios of option ARMs when they bought troubled lender ...
not4weak 发表于 2011-7-3 12:47

就此两家银行吗，其他银行会不会也这样做。

作者: dvork 时间: 2011-7-4 03:58

And we are paying the tax....

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